Hiring a new employee is often a multi step process for most companies. Rather than investing time in an in person interview up front, hiring managers often add a phone interview in between to screen candidates they think would be an appropriate fit.
“With the [number] of job seekers applying for roles, conducting a phone interview or phone screen upfront saves both the company and candidates time and money up front,” said Chris Jemo, vice president of talent acquisition at The Connor Group, which owns and operates luxury apartment communities.
Though it’s an important step, a phone call is limiting. As the candidate, you should prepare for this step to solidify your spot for an in-person interview with the hiring manager.
“The biggest disadvantage [of a phone interview] is the lack of face-to-face interaction,” said Jane Trnka, executive director of the Career Resource Center at Rollins College Crummer Graduate School of Business. “Interviewers don’t get to see how you present yourself, so what you say and how you say it is so important. Your tone of voice and how you respond to and ask questions will indicate your interest and passion for the role, organization and industry.”
Before the call
Get relevant information up front
When called or emailed to schedule time to interview via phone, ask with whom you’ll be talking and how long the call will take, Trnka said. Get the name and contact information of the person who is scheduling the interview, and find out who will be making the call.
Trnka cautioned against interviewing on the spot. If you are called and told that the company’s rep wants to ask a few questions now, thank them for the opportunity, and then politely suggest a different time later in the day. This will give you time to collect your thoughts and refocus on the role, company, and your skills and talents, she said.
Confirm the appointment
The day before or the morning of the interview, Trnka advised emailing the person who scheduled the call to confirm it. Not only will this help you to prepare, but it also demonstrates that you are organized and that you are looking forward to the opportunity to talk about the role and your contributions the company’s success.
The beauty of a phone interview is that you can have notes with you, said Kaitlyn Apfelbeck, human resources manager at Voices.com, a voiceover marketplaceReview the job description thoroughly before the interview; make notes so you can talk about the experiences you have that align with the requirements and expectations of the role. Even if it is a phone screen, you will want to sound intelligent about the opportunity and company.
“Write down major themes you know you’ll want to touch on, such as strengths, weaknesses, career goals, etc., and then have points under each,” Apfelbeck said.
Just before your scheduled call, make sure you have everything you’ve sent to an employer — your resume, cover letter, portfolio, etc. — on hand and organized, so you can refer to them during the interview, Trnka said.
During the call
Find a private area
Treat it as an in-person interview. Be somewhere quiet without distraction or background noise.
“Be [in your chosen quiet location] least five minutes prior to the scheduled time to be prepared,” Jemo said.
Apfelbeck added that you should also avoid doing the interview in the car, especially if you’re driving.
“[Talking in the car] is loud, and very distracting to the interviewer,” shesaid. “It’s also incredibly dangerous. Needless to say, there is a lack of overall unpreparedness that is not in a candidate’s favor.”
What’s the difference between an accountant and a bookkeeper? What are accounting ratios, accounts receivables and accounts payables? And what exactly does your accountant mean when she says your financial statements need to follow GAAP standards?
Whether you do your own accounting, have an in-house accountant or hire a third party accounting firm, having a grasp on accounting speak can help your business tremendously. Not only will it allow you to understand your numbers better, but it will also help you make wiser business decisions. To help you get started, here are some basic accounting terms small business owners need to know, followed by our reference guides.
Accounts payable are the bills and other debts that the business needs to pay. As a matter of fact, the only thing that a business pays that is not considered accounts payable is payroll. Everything else falls under the category, making it a critical aspect of your business.
“The accuracy and completeness of a company’s financial statements are dependent on the accounts payable process,” said Harold Averkamp, founder and author of accounting advice website Accounting Coach. “The efficiency and effectiveness of the accounts payable process will also affect the company’s cash position, credit rating and relationship with its suppliers.”
Implementing a dependable accounts payable system will produce accurate financial information you need to plan for both the short and long term. Here’s what you need to know about keeping up with your business debts.
Kabbage offers small businesses lines of credit of between $2,000 and $100,000. Each time you draw against your line of credit, you have six or 12 months to pay that money off. Instead of paying interest, however, you pay fees of between 1 and 12 percent each month. To apply, fill out an online application and link the system to either your business bank account or an online service you are already using, such as QuickBooks. Kabbage’s platform automatically reviews the data on those sites to determine if you meet the company’s standards for a loan. The process typically takes just minutes to complete. Once approved, you have instant access to your loan. Go here for our full review of Kabbage.
Best Startup Loans: Accion
Accion is a nonprofit microlender that specializes in small business loans. It offers loans specifically for startups that have been open for less than six months. Accion’s loan amounts and minimum requirements vary by state. Among the more common requirements are a minimum credit score of 575, sufficient cash flow and proof of income. Maximum loan amounts range from $10,000 to $100,000. Applications can be filled out online, with approval usually taking place within one month. Accion’s loans, most of which have annual percentage rates starting at 10.99 percent, are repaid on a monthly basis over the length of the loan. Go here for our full review of Accion.
Best Merchant Cash Advances: RapidAdvance
RapidAdvance offers merchant cash advances of between 50 and 250 percent of your monthly credit card volume. Loans are repaid by giving RapidAdvance a fixed percentage of future card receipts until the loan is paid off. To qualify, you need to have been in business for at least three months, have at least $2,500 in monthly credit card receivables and have a physical location for your business. You can apply for the advance online or over the phone. The approval process can be completed in 24 hours, with funds available within three days. Go here for our full review of RapidAdvance.
Best Bad Credit Loans: OnDeck
OnDeck offers fixed-rate loans of between $5,000 and $250,000. To qualify, you need a minimum credit score of 500 and an annual revenue of at least $100,000, and must have been in business for at least one year. Loans have lengths ranging from three to 24 months and are paid back on a daily or weekly basis. You can apply for a loan online or over the phone. Approval can be completed in just a few minutes, with funds deposited into your account within 24 hours. Go here for our full review of OnDeck.
Best Equipment Loans: Crest Capital
Crest Capital offers equipment financing of up to $1,000,000. Financial documents aren’t needed for financing of less than $250,000. The lender has a wide range of loan and lease terms, including fixed-rate loans, $1 purchase agreements, 10 percent purchase options, fair-market-value leases, guaranteed purchase agreements and operating leases. To qualify, you must have been in business at least two years and have a minimum credit score of 650. The approval process can be completed in as fast as 4 hours. Go here for our full review of Crest Capital.
To determine the best alternative lenders, we started with a pool that included all of the lenders on the comprehensive list below. After some preliminary investigation, including a look at other best-pick lists and initial research into each lender, we interviewed small business owners to discover new lenders to add to our list. We also eliminated peer-to-peer lenders and online sites that match businesses with lenders, because these lenders didn’t fit into this year’s best-pick categories.
Ultimately, we settled on 28 alternative lenders to research as best picks: Accion, American Business Credit Services, American Capital Group, American Express, Amerifund, Ascentium Capital, Balboa Capital, BFS Capital, CAN Capital, Crest Capital, Dealstruck, Direct Capital, Fora Financial, ForwardLine, Fundation, Kabbage, Kalamata Capital, Keystone Leasing, Merchant Advisors, OCM Financial, OnDeck, PayPal, RapidAdvance, Rapid Capital Funding, Shield Funding, SnapCap and Square. (See below for the full list of alternative lenders.)
Next, we researched each lender by investigating the types of loans it offered, the amount of money that could be borrowed and for how long, the application and approval process, and repayment procedures. We also considered any general term-rates that were listed on these lenders’ websites. After narrowing the list to 18 final contenders, we contacted each lender’s customer-service department by phone, and live chat if possible, and posed as business owners in order to gauge the type of support each company offered.
Be Guided About Business Telephone Systems Since communication has been part of these business operations, a lot of these companies require to have the right business phone systems in areas such as CT in today’s world. Consider the fact that as a business owner, finding the right telephone systems is a challenge but this is an important consideration that these people can have in these establishments. These phone systems are considered among the best and the most efficient ways to be able to connect to entrepreneurs around. This article provides you with everything that you need to know about these systems and how these kinds of platforms can help with all your needs. Before selecting these communication devices for your needs, it is still best that you inform yourself about certain factors that these devices have. It is important that you can inform yourself about what your business needs in terms of certain extensions of telephone and communication systems and phone lines. Business owners should think it serious and important that when buying new models of telephone and communication systems, they have to always consider all the other existing phones that they have such as voice mails, head sets and other video conference devices and tools. In the market today are several types of these telephone and communication systems for various uses and purposes. Such of these telephone systems that businesses can have might include key systems, private branch exchange telephones or PBX, key less systems and voice over systems. For small businesses, experts suggest that the best business telephone device systems are key phones and KSU less phone devices. You have to know the fact that these business telephone device systems are always going to offer businesses greater eservices but particularly, these KSU less systems are perfect for small businesses because they can accommodate various numbers of extensions. These kinds of phone systems are always being used to manage these phones and communications. If you have these small businesses less than ten, then these KSU less business telephone systems are best for your business. There are several of these systems that are also ideal for homes offices. If you need business telephone systems that have more extensions, then what you need are the PBX systems. Consider to have the most popular choice for these business telephone systems today called the VoIP phone systems for all your business needs.
What Do You Know About Businesses
There are now various brands that these business telephone systems can be able to get offered to you. You can already have these business telephone systems from online stores and other small stores around your areas. Checking out the actual system is best before you can buy the item from any of these sources.The Beginners Guide To Businesses (Chapter 1)
Do you have an unexpected cost? Do you want a little bit of help rendering it for your following pay out time? You can obtain a payday loan to get you through the after that couple of days. It is possible to normally get these loans swiftly, but first you should know a lot of things. Follow this advice to assist.
Be sure to seek advice from the greater Business Bureau before taking any type of cash advance. Should you do this, you can easily find out the reputation of the business, and if any other debtors have experienced complaints. If you see that there are a lot of grievances, no matter how good the offer may seem, stay away!
Some payday advance organizations are associates, or have rankings with Much better Company Bureau. Before signing any personal loan reports, get in touch with the higher Company Bureau so you will discover if, any complaints were filed versus the business. Right after finding problems, you may be better off finding a diverse organization to do business with.
A lot of payday loan businesses do not supply you with the choice of make payment on entire personal loan rear right away. They put yourself on an automatic repayment plan that you simply need to pay curiosity on. In no way go along with a loan provider like this. Be sure that you look for a firm that will let you shell out them in one particular one time payment.
Individuals seeking to take out a payday loan would be best if you benefit from the very competitive industry that is out there among loan companies. There are so many different loan companies around that some will consider to offer you greater deals so that you can attract more enterprise. Make an effort to seek these provides out.
When dealing with pay day loan companies, generally inquire about a fee low cost. Market insiders show these discounted fees really exist, but only to individuals that enquire about it have them. A marginal discount could help you save money that you do not possess today in any case. Even when they say no, they might mention other bargains and options to haggle for the business.
By no means relate yourself-esteem using the paycheck loaning industry. You might be not necessarily a bad man or woman because you need to sign up for a cash advance. Issues happen to everyone. Also, just because paycheck lender staff members offer you cash does not mean they adore you. They may be, the truth is, only conducting business and are offering you your personal cash in progress, in return for much more of your cash.
Be sure that you entirely understand that a loan company could have full access to your individual checking account info. You have to know this and be aware of the dangers that are included with it. Credit through an unrespectable lender could terrain you in more economic issues than you may at any time count on.
Usually do not obtain money from a payday loan assistance once you learn you are going to struggle to pay out it rear punctually. Payday cash loans are a great chance if used appropriately and paid back on plan. Even so, an lack of ability to pay for the loan back again punctually could lead to going the financing around into a new personal loan with included curiosity. This may lead to a snowball outcome that can be hard or difficult to escape.
Desire a wide open conversation route with your loan company. In case your payday loan financial institution makes it appear almost impossible to discuss your loan using a people, you might be in a poor enterprise offer. Good companies don’t operate this way. They already have an open line of communication where one can ask questions, and acquire opinions.
Use pay day loans and advance loan personal loans, well under achievable. If you believe you are having troubles, you may want to take into account getting some type of consumer credit counseling, or assist with your hard earned dollars managing. Lots of people are already pressured into bankruptcy with pay day, and cash advance lending options. The easiest method to stay away from this really is, to never acquire one out.
Receiving a faxless cash advance might appear to be a quick, and great way to get some cash in your wallet. You should stay away from this kind of financial loan. Most creditors require you to fax forms. They now know you happen to be legit, and yes it helps save them from responsibility. Anyone who will not would like you to fax anything can be a scammer.
Usually do not be afraid to inquire about a deduction or perhaps a split in your loan. Many times, clients who are likely to fully stand up on their own and request an improved package is certain to get it. The loan originator may be willing to provide an arrangement just to help you to prevent seeking 1.
As was reported previously in the following paragraphs, payday loans offer you a way to get cash quickly. Before you take out a pay day loan, carefully assessment anything you discovered from reading this article article. The ideas, and guidance that you have study may help ensure that you don’t make any cash advance errors.
Regardless of the merchandise getting created, or raw supplies being used, those people who possess or perhaps manage manufacturing and production businesses are generally predictably going to encounter similar troubles. For instance, no matter if you are handling steel, plastic or perhaps paint, when a worker makes a miscalculation with either resources or perhaps machinery, the actual employer now faces the particular loss of the actual misused product and the likelihood that your particular appliance needs to be fixed or replaced. There is down time to contemplate. The answer in these cases will be the one where the member of staff gets the education desired in order to with assurance use both the components as well as the machinery efficiently not to mention correctly.
Consider, for instance, scientific molding training as well as injection molding training. All these crucial, hands-on training desires are easily presented both on the net and even in-house at present by way of companies which specialize in their training and that provide sector standard documentation to staff members who complete the actual classes. Businesses that put money into this kind of education for its staff tend to be in the end really investing in their particular businesses as they’re going to get a much better product, enhanced productivity, and will end up with workers that need less supervision, and that have greater worker employment pleasure. This last is surely an selling point of fantastic worth, for satisfied staff members stick with all of their jobs.
Benefit of an Effective Communication System The growth in the sector of communication technology has been rapid over the last few decades to meet the increasing number of the users. People have come to appreciate the changes in the mode of conveying information in their life; in this case, there are various forms and media used over the years. Furthermore, technology is meant to make life on earth easier, in this case, complementing on various activities that required more human effort. Technology has always advanced in favor of telecommunication features, in that the whole process of conveying and receiving information has been convenient to the user. There has been rapid population growth in the last few years that has rendered to increase in demand for various services. The marketing department has an easy job of coming up with a communication network with their customers due to improved information technology. Moreover, with the development of the wireless network connection, the world has been reduced to a global village, where communication is efficient and fast. With the increase in demand for communication services in the world, there are various communication service provider companies that have to emerge to bridge the gap that has been increasing over the years. Various business have various use for the telephones, therefore, there are diverse use of the phone. Due to the competition among the telecommunication companies in the market, every company has to ensure it offer quality and affordable services to their customers. To ensure smooth flow of activities in the business, there has to be an efficient communication system that allows information to flow smoothly within the organization. Due to various need of communication, every organization has to ensure it define the needs of it communication system within the organization to ease on service delivery. To promote the efficiency of the communication network within your business is important since it enhances good relationship. For the development of any given business, it has to ensure proper and efficient communication system that allow smooth service delivery. Therefore, business has to ensure cloud phone systems with the organization are close monitored to improve the efficiency. Due to various telephone service providers in the market, it is important for the business interested in improving it communication system to conduct a thorough research on the available companies. Therefore to have an excellent communication network within your business, it is important to seek the services of professional to advice on the various companies in the market that best suited for your business.
Why not learn more about Telecommunications?
Most companies have a tendency of keeping records of their success and failure they have experience in doing business hence it is easier for anyone interested in the services of the company to understand their terms well. Planning is important, in this case, when planning it is important to consider various views of Veracity Networks services that are best suited for your business.Getting Down To Basics with Companies
Tips On How To Start A Telecommunication Company Among the industries that have shown major growth is the telecommunication industry in the world. The investors always look for the area where they can invest their all and in such a case the industry has not been left behind. When you consider the number of people who make calls from one part of the whole to the other, then you know it keeps increasing everyday. With the improved technology, there has been a significant improvement in the way the people involved have pushed the telecommunication market in a different dimension. There are now ways in which the industry has partnered with the technology based industry to create a platform where people can use the internet to make calls like in using the Skype. In dealing with the business ownership plans, it will be important to know how to deal with it. This will be in terms of whether you will do this alone or with a friend. In the world today, ensure you must be up to date with the technology so that your products may sell. The traditional forms of communication are never valued by a good number of people and therefore they need more technology based products. If you decide to go for the online businesses then you find that they are quite competitive. So many people are pondering into this which makes it good to stand out so that your product can stand out. First thing you should do is to ensure all the documentation needed to start up a company are provided for you. A licensing should be done about a given area to be able to do the business there. Visit your local municipal offices to register your company and ask about all the other licenses that you may require to have along the way. Ensure you fill out all the paper work required before you set out the business.
Finding Ways To Keep Up With Companies
Buying a franchise from a franchise company is another option for those who do not want to start the company from the roots. In the registrations of the company, you will be able to avoid the processes required and therefore make it easy for you to go on. To find such companies you can easily find them on the online sites that look for entrepreneurs with an idea to start their own business.
Why No One Talks About Companies Anymore
It will be important to seek advice from the people who already have invested in the business so that they may give you more advise on how to do this. Such people will let you know the hardships you will encounter along the way as well as the highs and prepare your mind well for everything. It will be ideal to get yourself a mentor who can be able to give you a look into the business field.
Cloud Phone Systems: A Guide Without the initial financial outlay, the cloud phone system will give you all the benefits that a business phone system can. This phone system is basically locked by you telecom provider through a data center and the hardware that you will only use is the actual phone. How is the cloud system maintained? For you not to worry, it is the sole responsibility of the provider in maintaining and keeping the software up to date which is why you do not have to worry about anything especially if your telecom provider is on the other side of the country.
How I Became An Expert on Telecommunications
Even if you are outside of the office, you are still able to use the cloud phone but still able to access and use its features that you are used to and this is one of the best advantages that you are able to take advantage of. If for example one of your staff is unable to go to work for some reason, then with the help of the cloud phone system, they are still able to work at home using the same phone and that they would still feel that they are in the office.
Questions About Resources You Must Know the Answers To
The could phone system can greatly help with any business especially if almost all your staff is working in the field since they are still able to work even when they are in different location that has internet connection and they can still able to send out quotes and even generate appointment. If you want to contact you employees who is out in the field working, then you can easily contact them without having to worry on incurring charges for every call you make and this can only be done with the intercom feature on the modern desk phone in your office. Cloud solution, how much does it cost? The cloud phone system is a standard business telecom solution, the only difference is that it is hosted by your telecom provider and that you simply have to rent all the equipment that you are going to use instead of buying all the equipment and just pay for the service package that you want for as long as you are using it. If you are going to configure your new phone to your cloud phone system then it is a more simplified process. The telecom provider will be the one to program your phone in front of your phone system to ensure that it is working properly and then they will ship your phone directly to you once the phone is ready for use. The need to call out an engineer to program your phone is eliminated and that they also do not have to visit your home just to program your phone.
Helpful Hints with Quick Money for Fiscal Problems
It’s smart to just take a while to study payday loans first. A lot of people are in a hurry to get a payday advance and occasionally neglect some significant issues that they should consider beforehand.
With cash advances you can get approved in about an hour with simple online access and types. After you give the payday advance business your information including job history, checking account details and your contact information you may be approved very fast in most cases. This is the reason it’s important to consider just a little time to research what the APR, fees, and durations will be with a payday loan business.
Several cash advance companies can electronically deposit the money you need right into your checking account in just a day. Instead of needing to wait for the check to get to the mail, you are able to take care of your fiscal emergency quickly. This can be the whole purpose of a cash advance. Most payday loans are at under $1,500 and therefore are authorized really quickly.
The fee for most cash advances are about $15 to $30 for each $100 borrowed. This might perhaps not appear much at first but interest can accumulate over period immediately. This is the reason it’s wise to pay back your payday loan within a couple of weeks or less. This really is what these kinds of loans are meant for, speedy money for short term fiscal situations. If you need cash for a lengthy period of time, you should check into other types of loans which are available for your scenario.
With online payday loans, it is possible to get the money you need for a crisis very fast. It’s possible for you to get an acceptance, sometimes in one hour or 2, with no monetary credit check. Online payday loans are effortless with simple online forms that are supplied from these types of websites.
Always consider period when looking into the online payday advance providers to make sure they’re enrolled with the BBB. You don’t desire to get conned. Take sometime out to evaluate the interest rates, fees and choices which can be accessible to you from the several online cash advance services.
Attempt to recall that the notion of a payday advance is always to repay the mortgage by your following payday. If you are in severe financial trouble, an online payday loan possibly may not be a sensible decision. With some moment spent on preparing yourself, you ought to have the necessary details needed to make a knowledgeable financial decision.
The world of automotive dealerships is filled with competition. In order for a person to be a success in this industry, they will have to work hard. Getting some help from automotive marketing experts is the best way to find success in this industry. Selecting the right marketing methods is not easy and will require a dealership owner to get some professional guidance. By working with professionals, the business owner will be able to find out where they need to be advertising. The following are some of the things a dealership owner needs to think about when trying to select the right marketing methods.
Defining the Target Audience
The main thing that a business owner will need to think about when trying to find the right marketing methods is who their customer base is. Defining the demographic that needs to be targeted is the only way to have success in the world of advertising. A professional in the world of marketing will be able to use a variety of tools to figure out who a business needs to target. Once a business owner has this type of information, they will be able to target their marketing efforts and achieve a higher level of success.
What Type of Internet PRescence Does a Business Have?
The next important consideration that needs to be made during this process is what type of presence a dealership has online. Having things like a website is a great way to get more attention on the internet. A business will also need to think about how to utilize social media to their advantage. Posting on social media platforms a few times a week is a great way for a business to stay fresh in the minds of their customers. Be sure to only post relevant and industry-specific content on social media.
With the assistance of marketing professionals, a dealership will be able to achieve the success they are after. Professionals will be able to help with the development and distribution of content, which can help to remove a lot of stress from a dealership owner’s life. Paying professionals for this type of help will be well worth it.
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They will come out to your location whether it’s in Chicago, il or across the suburbs and make an appearance to get a free appraisal. Basically contact our range and have the left behind home boarded up. With a Google search on Chi town aboard up you will notice that the number one location for good reason is Table up and cup benefits. They’ve been in operation more than 30 years and are experts in board federal express of most shapes and sizes.
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When You Need Repair Manuals
There are repair manuals that you will be able to find when you look for one online. When you want, you can also find free repair manuals on the internet that are quite useful for those who are looking for this information to assist you if you are in need to repair the car or bike. Since the internet can now be accessed by almost every home in the US for any type of person who is need of such information, the first thing that they would usually do is to go online in order to see if they can have this free of cost. It would be normal that when it comes to searching for information on how to repair the bike, try to look for a site that would give you the information that you need for free or paying a small amount of cash. Here are some methods in which you can have the repair manual information that you need.
What you can actually do is to make use of the search engine. You will just have to type the year and the kind of vehicle that you have and also the problem which you would like to get fixed. For instance, you may be looking for information on how to fix the brakes, the transmission or the tires of your vehicle. You might also be lucky and you can find a great forum in which you can look for posts that are relevant to the auto repair problem that you have.
Another option that you can have is to get free access to those repair manuals by going to the local library. There are a lot of libraries that are actually carrying repair manuals for various makes and models of vehicles. To avoid wasting your time when you plan to visit the library, then you what you must do first is to call them in advance to get more information and to be sure that they really have what you need.
A fantastic option which you can also go for when you should use the internet is to make use of Tradebit. With this option, then you will get find really affordable repair manuals that are sold. What you will be able to find with Tradebit are millions of repair manuals and also eBooks and a lot more. Through this, you can simply do your research on the site so that you will find the kind of information that you require.
The site actually has a selling and also buying platform that you may use and benefit from. There is nothing to worry on this because the costs are certainly affordable. Such is actually specialized in digital goods as well as the online promotions of different products and individuals can take advantage of them at really affordable costs.